Buying an Unfinished Home maybe Your Answer by Mark Donovan

Buying an Unfinished Home maybe Your Answer by Mark Donovan

For the first time want-to-be homeowner, purchasing an unfinished new home maybe just the answer. With mortgage interest rates still at record lows, there has not been a better time to purchase a home in decades. However, home prices have dramatically risen over the past several years, and even with low interest rates, for some the dream of owing ones own home has still remained out of reach.

Purchasing an unfinished home can save tens of thousands of dollars, thus enabling some prospective homeowners the opportunity to buy a house that they may not have otherwise afforded. Unfinished homes are particularly attractive to young couples with no children and who have limited financial resources. The unfinished home concept allows the young couple to grow/finish the home as their family and financial resources do. In addition, if the new homeowners are willing to put in sweat equity they can save significantly on finishing the home.

Typically an unfinished home has a completed kitchen, living room, bath, and at least one bedroom. This is pretty much required by mortgage lenders and building inspectors as the home would otherwise be considered unacceptable for living standards. In many two story unfinished homes, the entire upstairs maybe left unfinished.

When purchasing an unfinished home there are a few items to consider first, such as; what is the expected timeline for finishing the house, what is the expected completed floor plan and who will complete it. All these questions should be answered prior to signing a Purchase and Sales agreement. For example, if more bedrooms will be required prior to when the homeowner anticipates finishing the home, then an unfinished home purchase may not be the right solution. Secondly, ask the builder/prior homeowner for a copy of the floor plan of the completed home. Usually a builder/prior homeowner has these, and it will help immensely when the time comes to complete the unfinished space. Changes to these floor plans are typically feasible, however, it is important to talk with the building inspector prior to beginning the project. Also, in the case of new construction, you may want to negotiate with the builder to complete a portion of the unfinished area, such as the rough framing, electric or plumbing. Finally, you need to determine who will complete the work and assess how much, if any, sweat equity you are willing to contribute. In either case, building permits will need to be pulled prior to any work.

Purchasing an unfinished home can be the means to fulfilling the American dream. For many, it is also a way to buy a larger home, once completed. For others, it enables them to not sacrifice quality in their initial home purchase. Whatever the reason, the purchase of an unfinished home has traditionally been an excellent investment.

About the Author
Me_Donovan@comcast.net
www.homeadditionplus.com


Over the past 20+ years Mr. Donovan has been involved with building homes and home additions. Mr. Donovan's formal education & profession have been as an Electrical Engineer & Marketing Manager.

Mahogany's Beauty and Durability Makes it Ideal for Deck Construction by Mark Donovan

Mahogany's Beauty and Durability Makes it Ideal for Deck Construction by Mark Donovan

A couple of years ago I had the chance to tour several newly constructed Adirondack homes. One of the areas that particularly stood out for me while touring these homes were the decks. All used Mahogany lumber for both the decking and the railing systems. The red color and the general beauty of the Mahogany wood was unique to anything I had ever seen before in decking material.

After completing my home tours I went out and researched Mahogany further. First, there are several species and colors of Mahogany, supplied by various countries around the world. Not all are the same, however. It is the species known as American Mahogany that has the rich red color that I had observed. American Mahogany comes from the West Indies, Mexico, and Central and South America. It is generally viewed as a harder wood that is extremely durable and resistance to moisture and insects. Also, because it is a hard wood it has a tendancy to not split, twist or check. So be sure to ask about the species, prior to buying Mahogany. Note however, Mahogany is a little more expensive than pressure treated decking and railing systems, however it is well worth it in terms of quality, looks and durabilty.

Since discovering and researching Mahogany, I have built two deck systems using this material. As I had indicated earlier, it is a hard material that as a result, requires a little more effort in its installation.

Fastening the Material

First, use stainless steel nails or screws on both the decking and railing systems, as other types will not penetrate this material very well. My preference was the stainless steel nails, however pre-drilling holes is mandatory if not using a nail gun. Even with stainless steel nails, they will bend trying to simply nail them into the wood. I found that with the stainless steel hex head screws that they chewed the wood going in and left somewhat of a ragged finish on the surface of the wood.

Second, when installing the decking material, I found it aesthetically most attractive to create a frame on the outside perimeter of the deck surface using long Mahogany boards. Once the outer frame is installed, the main Mahogany decking boards can be simply installed within this outer framework. The result is a cleaner line when viewed from a distance or standing on the deck itself.

Regarding the Railing system, screws and bolts should be used exclusively as the material use in this part of the deck is typically thicker and requires more rigidity.

Painting, Staining or Sealing

Mahogany takes paint and stain well, however I have preferred to apply a clear sealer. The clear sealer enables the natural red color of the Mahogany to shine through, while still providing a layer of protection from the environement. Typically I re-apply the clear sealer every year to continue to preserve the color. If you do not, the Mahogany will bleach out.


About the Author
Me_Donovan@comcast.net
www.homeadditionplus.com


Over the past 20+ years Mr. Donovan has been involved with building homes and home additions. Mr. Donovan's formal education & profession have been as an Electrical Engineer & Marketing Manager.